/* /policy-fund — 소상공인 정부지원·정책자금 허브 (topics.css 위에 얹음) */

.topics-path-head h2 { display: flex; align-items: center; gap: .5rem; }
.sec-ic-plain { color: #0f766e; background: #ecfdf5; border-color: #99f6e4; }

/* 트렌드 밴드 피크 pill */
.pf-peaks { display: flex; flex-wrap: wrap; gap: .5rem; margin-top: 1rem; }
.pf-peak {
  display: inline-flex; align-items: center; gap: .35rem; font-size: .8rem; font-weight: 600;
  color: #0f766e; background: #fff; border: 1px solid #99f6e4; border-radius: 999px; padding: .4rem .8rem;
}
.pf-peak i { color: #14b8a6; }

/* 제도 카드 그리드 */
.pf-programs-wrap { padding: 1.6rem 0; }
.pf-prog-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(320px, 1fr)); gap: 1rem; }
.pf-prog-card {
  --accent: #0f766e; position: relative; display: flex; flex-direction: column; gap: .6rem;
  background: #fff; border: 1px solid #e5e7eb; border-radius: 16px; padding: 1.15rem 1.15rem 1rem;
  border-top: 4px solid var(--accent);
  transition: transform .18s ease, box-shadow .18s ease;
  scroll-margin-top: 80px;
}
.pf-prog-card:hover { transform: translateY(-3px); box-shadow: 0 16px 36px -18px color-mix(in srgb, var(--accent) 55%, #0f172a); }
.pf-prog-top { display: flex; align-items: center; justify-content: space-between; }
.pf-prog-ic {
  width: 2.4rem; height: 2.4rem; border-radius: 12px; display: grid; place-items: center; font-size: 1.2rem;
  color: var(--accent); background: color-mix(in srgb, var(--accent) 12%, #fff);
  border: 1px solid color-mix(in srgb, var(--accent) 26%, #fff);
}
.pf-prog-badge {
  font-size: .68rem; font-weight: 800; color: #fff; background: var(--accent);
  border-radius: 999px; padding: .2rem .6rem;
}
.pf-prog-card h3 { font-size: 1.02rem; font-weight: 800; color: #0f172a; margin: 0; line-height: 1.35; }
.pf-prog-lead { font-size: .86rem; color: #475569; line-height: 1.5; margin: 0; }
.pf-prog-meta { margin: .1rem 0 0; display: grid; gap: .5rem; }
.pf-prog-meta > div { display: grid; grid-template-columns: 5.2rem 1fr; gap: .5rem; align-items: start; }
.pf-prog-meta dt { font-size: .74rem; font-weight: 700; color: var(--accent); display: flex; align-items: center; gap: .25rem; margin: 0; }
.pf-prog-meta dd { font-size: .82rem; color: #334155; line-height: 1.45; margin: 0; }
.pf-prog-note {
  font-size: .8rem; color: #64748b; line-height: 1.5; margin: 0;
  background: #f8fafc; border-radius: 10px; padding: .6rem .7rem;
}
.pf-prog-foot { margin-top: auto; display: flex; flex-direction: column; gap: .6rem; }
.pf-prog-foot .card-tags { margin: 0; }
.pf-prog-remo {
  display: block; text-decoration: none; font-size: .82rem; color: #475569;
  background: color-mix(in srgb, var(--accent) 8%, #fff);
  border: 1px dashed color-mix(in srgb, var(--accent) 35%, #e5e7eb);
  border-radius: 10px; padding: .55rem .7rem;
}
.pf-prog-remo strong { color: var(--accent); }
.pf-prog-remo:hover { background: color-mix(in srgb, var(--accent) 14%, #fff); }

/* 신청 단계 / FAQ 섹션 여백 */
.pf-steps-wrap { padding: 1.6rem 0; background: #f8fafc; border-top: 1px solid #e5e7eb; border-bottom: 1px solid #e5e7eb; }
.pf-timeline { max-width: 640px; }
.pf-faq-wrap { padding: 1.6rem 0; }

.pf-disclaimer {
  display: block; font-size: .76rem; color: #9ca3af; line-height: 1.55;
  border-top: 1px dashed #e5e7eb; padding: 1rem 0 1.6rem; margin: 1rem auto 0;
}